WHAT THE ELECTION RESULTS MEAN FOR YOUR MORTGAGE- Check this out !! With all the news we have seen on the election, I thought I would sum it up from a mortgage industry perspective. What the liberal win means for your mortgage: 1. We will see the continuation of the First Time Home Buyers’ Incentive. […]

6 THINGS ALL CO-SIGNORS SHOULD CONSIDER – Chk this out !! Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc. ) live out their dream of owning a home. In today’s market conditions, a co-signor can offer a solution to overcome the high market […]

MORTGAGES 101 – WHAT YOU NEED TO KNOW ABOUT MORTGAGES- Check this out !! Mortgage [ˈmôrɡij] NOUN With a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure, […]

RENT-TO-OWN EXPLAINED- Check this out !! In some markets, it can take a long time to sell a property. An option available to some sellers is the Rent-to-Own sales method. If you have someone interested in purchasing your property but they can’t obtain a mortgage either because they don’t have a down payment saved or […]

5 MISTAKES FIRST TIME HOME BUYERS SHOULD AVOID- Check this out !! Buying a home might just be the biggest purchase of your life—it’s important to do your homework before jumping in! We have outlined the 5 mistakes first-time homebuyers commonly make, and how you can avoid them and look like a Home Buying Champ. […]

FIRST TIME HOME BUYERS INCENTIVE PROGRAM- Check this out !! The new First Time Home Buyer Incentive program from CMHC (Canadian Mortgage and Housing Corporation) was officially released on September 2. This program was met with mixed reactions across the mortgage industry, but we wanted to take a minute to give you the facts regarding […]

4 WAYS TO MAKE THE MORTGAGE PROCESS SMOOTHER- Check this out !! Mortgages are complicated—we get it! But there are steps that you as a homebuyer can take to make the process a much smoother one (plus let you walk away with the sharpest rate!) 1. Use a Broker This should be the first step […]

How to – RAISE YOUR CREDIT SCORE IN 3 MONTHS?? Check this out !! RAISE YOUR CREDIT SCORE IN 3 MONTHS While people often think of mortgage brokers when they are first time home buyers, we can help people in a variety of different ways. Recently Garrett LaBarre of Calvert Home Mortgages in Calgary shared […]

What is – HOMEBUYER TAX CREDIT ?? Chk this out !! When you purchase a home as a first time home buyer, you have a third benefit on top of the First Time Home Buyers’ Program and the Home Buyers Program- the Home Buyer Tax Credit. The Home Buyer Tax Credit allows you to claim […]

4 COSTS TO CONSIDER AS A FIRST-TIME HOMEBUYER Oftentimes even the most organized and detail-oriented first-time homebuyer can overlook some unexpected costs that come with the purchase of their new home. We are outlining 4 of the costs that we most commonly see overlooked by homebuyers in hopes that we can better prepare you—and save […]