9 Feb

GET TO KNOW TITLE INSURANCE

General

Posted by: Sangeeta Sangeeta

Check this out !! Are you officially Mortgage Free? CONGRATULATIONS! That is a monumental milestone to achieve! With that significant accomplishment, you should look at obtaining a Title Insurance Policy. What most people don’t realize is that when you had a mortgage, the lender will likely have had this in place for you. Once your […]

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2 Feb

NEW YEAR, NEW WAYS TO MANAGE THAT HOLIDAY DEBT!

General

Posted by: Sangeeta Sangeeta

NEW YEAR, NEW WAYS TO MANAGE THAT HOLIDAY DEBT! We hope your holidays were spent warm, safe and in the company of family and loved ones. We also hope that you’re not drowning from all the holiday purchases such as the dinners, the appetizers, the gifts, the gift cards, the drinks, the party favors – […]

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25 Jan

5 REASONS WHY REALTORS WANT YOU TO HAVE A PRE-APPROVAL

General

Posted by: Sangeeta Sangeeta

5 REASONS WHY REALTORS WANT YOU TO HAVE A PRE-APPROVAL You’ve decided that you want to buy a home and you call up a realtor to show you a listing and the first question they ask is “ How much are you pre-approved for?” Many realtors will refuse to book home viewings until they can […]

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19 Jan

5 C’S OF CREDIT TO GET A MORTGAGE

General

Posted by: Sangeeta Sangeeta

5 C’S OF CREDIT TO GET A MORTGAGE Whether you are buying your first home or have been a homeowner for years, when you are looking at purchasing a property, finding the best mortgage solution for your specific situation can be an intimidating experience. Working with a licensed mortgage broker will ease that tension, along […]

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11 Jan

3 THINGS FOR EVERY HOMEOWNER TO DO IN JANUARY

General

Posted by: Sangeeta Sangeeta

3 THINGS FOR EVERY HOMEOWNER TO DO IN JANUARY As we enter the New Year, there are a few things that we should all think about as homeowners. 1 – Replace your furnace air filter – if you read over the instructions for your furnace you will know that you are supposed to either clean or replace your […]

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5 Jan

ARE YOU BEHIND ON YOUR CRA TAXES?

General

Posted by: Sangeeta Sangeeta

ARE YOU BEHIND ON YOUR CRA TAXES? Nothing weighs heavy on one’s shoulders than owning a home and getting behind on your Canada Revenue taxes. Most banks will not be able to help you refinance your home to pay them off as CRA has first dibs on your house and assets. We have clients owing […]

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28 Dec

CONGRATULATIONS ON THE MORTGAGE! NOW LET’S GET RID OF IT!

General

Posted by: Sangeeta Sangeeta

CONGRATULATIONS ON THE MORTGAGE! NOW LET’S GET RID OF IT! So now that you’re a homeowner, what are your next steps? Well first, you will have to figure out exactly how you are going to get RID of that mortgage. Yes, that’s right. Now that you got it, here are four ways you can pay […]

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21 Dec

VARIABLE RATE? TO LOCK IN OR NOT?

General

Posted by: Sangeeta Sangeeta

VARIABLE RATE? TO LOCK IN OR NOT? This post applies if you are taking a new mortgage, whether it’s for a purchase, refinance, or renewal. The variable remains the main contender. But what about all the economists saying if you are currently in a variable rate mortgage then you should rush to ‘lock-in’? You mean […]

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14 Dec

WHY CAN’T YOU PORT YOUR MORTGAGE?

General

Posted by: Sangeeta Sangeeta

WHY CAN’T YOU PORT YOUR MORTGAGE? Policies are always changing, and when you port a mortgage, a FULL application must be approved and completely underwritten with full, credit, income, property and policy review. It’s a mistake to believe that just because you already had a mortgage, you will easily get a new one. Policies and […]

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7 Dec

THE #1 MISCONCEPTION ABOUT MORTGAGE FINANCING!

General

Posted by: Sangeeta Sangeeta

THE #1 MISCONCEPTION ABOUT MORTGAGE FINANCING! It is a reoccurring but common misconception that you will qualify for a mortgage in the future because you have qualified for a mortgage in the past. This is not accurate! Do. Not. Assume. Anything. Even if your financial situation has remained the same or has improved, securing mortgage […]

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